New York Life

Son V. Nguyen
CA Ins. License #0564162
Direct Line 714-904-4488
Email: snguyen@ft.newyorklife.com








Hong N Pham, Agent
CA Ins. License #0781338
Direct Line 714-904-5535
Email: hnpham@ft.newyorklife.com







Licensed Life and Health Agents offering insurance and other financial products.

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children's college education, protect your family during your working years, or guarantee your own retirement security. These things won't happen by accident. It's important to determine what you'd like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it's never too late to start.

 

A Bridge To Our Clients' vision: Think Bigger
After over 30 years settled in the States, The Vietnamese community has proven the competence and ability to adapt to a new life. You have made significant progress during those years in contributing to your community, small and large businesses and professional ventures. You all have big dreams, want fancier cars, nicer homes, more prosperous business so that your next generations will follow your legacy and enjoy your fruits and from there be stronger than you. You are all determined to a better vision, you have bigger goals for growth and profitability ahead.

Remember,our team is with you for the journey. With more than 30 years of experience, we are dedicated to serve our clients and their families to help them achieve their big financial goals.

For a no obligation needs analysis with Son or Hong, please call 1-800-543-3770


Son Nguyen and Hong Pham are agents licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies.

Son Nguyen is licensed to sell insurance in the states of AZ,CA,MD,TX and VA. Hong Pham is licensed to sell insurance in the states of AZ,CA,MD,TX and VA. No insurance business may be conducted outside these states referenced.

Hong Pham is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance. In this regard, this communication is strictly intended for individuals residing in the state of CA. No offers may be made or accepted from any resident outside the specific state referenced.

Hong Pham is licensed to offer mutual funds and variable products. Market Watch data is being provided for informational purposes only and is not intended as an offeing of securities.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?

Gas prices began the year higher than normal and increased sharply. The forecast is for prices to rise to record highs by summer. But it’s not just drivers who are feeling pain at the pump. This article will explain some possible reasons why gas prices have been rising and discuss the potential implications for consumers, businesses, and the broader U.S. economy.

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